Credit Card Offers

Few things are consistent in life. The alarm clock doesn't always go off when it's set. The Patriots ruin a perfect season by choking in the Super Bowl. A bright and sunny Saturday can turn to thunderstorms in the blink of an eye.

As far as I can tell, I can guarantee only two things:

• If I am wearing white to dinner, something with spaghetti sauce will be served.
• At least three times a week I will find a credit card offer in my mailbox.

Wearing white will never stop me from eating spaghetti, but I can help eliminate the seemingly endless stream of credit card offers.

Receiving these offers makes you a target for identity theft. To prevent your information from falling into the wrong hands, you should "opt out" of pre-approved offers.

• Call 1-888-5-OUTPUT (1-888-567-8688)
• Register online at: https://www.optoutprescreen.com/?rf=t

You can opt out for five years or permanently.

Eliminating these offers helps protect your identity and is also eco-friendly. You're saving paper and creating less waste. It is reported that mygeneration is in an endless cycle of post-graduation credit card debt—so the fewer offers you get, the less temptation you have to add another card to that bulging wallet.